Low-interest loans are financial products that allow borrowers to access funds at a lower interest rate compared to standard loans. These loans can be used for various purposes, such as buying a home, financing education, or starting a business. The lower interest rate means that borrowers pay less in interest over the life of the loan, making it more affordable. These loans are often offered by banks, credit unions, or government programs, and they may require good credit scores or specific qualifications. Examples of low-interest loans include federal student loans and mortgage loans with favorable terms.