Landlord insurance is a specialized type of insurance designed to protect property owners who rent out their homes or apartments. It typically covers damages to the property caused by events like fire, theft, or natural disasters. Additionally, it may provide liability coverage in case a tenant or visitor is injured on the property. This insurance can also include protection against loss of rental income if the property becomes uninhabitable due to covered damages. Overall, landlord insurance helps property owners manage risks associated with renting out their properties, ensuring financial security and peace of mind.