Home insurance is a type of coverage that protects your home and personal belongings from various risks, such as fire, theft, and natural disasters. It typically covers the structure of your house, as well as items inside it, like furniture and electronics. Home insurance can also provide liability protection if someone is injured on your property. Most home insurance policies come with a deductible, which is the amount you pay out of pocket before the insurance kicks in. It's important to review your policy regularly to ensure you have adequate coverage for your specific needs and to understand any exclusions that may apply.