Full-coverage insurance typically refers to a type of auto insurance policy that combines several types of coverage. It usually includes liability coverage, which pays for damages to others if you are at fault in an accident, and collision coverage, which covers damage to your own vehicle. Additionally, it often includes comprehensive coverage, protecting against non-collision incidents like theft or natural disasters. While "full coverage" suggests comprehensive protection, it does not mean all potential risks are covered. Policyholders should review their specific policy details to understand exclusions and limits. This ensures they are adequately protected in various situations.