Finans, or finance, refers to the management of money and investments. It encompasses various activities such as budgeting, saving, lending, and investing. Individuals, businesses, and governments all engage in financial activities to ensure they can meet their needs and achieve their goals. The field of finance is divided into several branches, including personal finance, corporate finance, and public finance. Personal finance focuses on individual financial decisions, while corporate finance deals with the financial activities of companies. Public finance involves the management of a government's revenue and expenditures, ensuring that public services are funded effectively.