Financial products are tools that help individuals and businesses manage their money and investments. They include items like savings accounts, loans, credit cards, insurance policies, and mutual funds. Each product serves a specific purpose, such as saving for the future, borrowing money, or protecting against risks. These products are offered by various institutions, including banks, credit unions, and insurance companies. Choosing the right financial product depends on personal goals, risk tolerance, and financial needs. Understanding these options can help people make informed decisions about their finances.