Digital payments refer to transactions that occur electronically, allowing individuals and businesses to send and receive money without using physical cash. This method includes various forms such as credit and debit cards, mobile wallets, and online banking. Digital payments are often processed through secure platforms, making them convenient and efficient for everyday purchases. With the rise of technology, digital payments have become increasingly popular worldwide. They enable quick transactions, reduce the need for cash handling, and can be made from anywhere using devices like smartphones or computers. This shift has transformed how people manage their finances and conduct business, promoting a cashless economy.