Credit counselors are professionals who help individuals manage their debt and improve their financial situation. They provide guidance on budgeting, debt repayment strategies, and credit management. Their goal is to educate clients about their financial options and help them make informed decisions. Many credit counselors work for non-profit organizations and offer services such as debt management plans and financial education workshops. They can assist clients in negotiating with creditors and developing a personalized plan to achieve financial stability. Overall, credit counselors play a vital role in helping people regain control of their finances.