Credit card rewards are incentives offered by credit card companies to encourage card usage. These rewards can come in various forms, such as cash back, points, or travel miles. For example, a cardholder might earn 1% cash back on all purchases or accumulate points that can be redeemed for gift cards or travel expenses. Many credit cards have specific categories that offer higher rewards, like gas stations, restaurants, or grocery stores. Cardholders can maximize their benefits by using their cards for everyday purchases and paying off the balance each month to avoid interest charges.