Commercial banking refers to financial institutions that provide a range of services to individuals and businesses. These services typically include accepting deposits, offering loans, and providing payment processing. Commercial banks play a crucial role in the economy by facilitating transactions and providing credit to support business operations and personal finance. In addition to traditional banking services, commercial banks may also offer investment products, wealth management, and financial advisory services. They earn revenue primarily through the interest on loans and fees for services. Overall, commercial banking is essential for maintaining liquidity and supporting economic growth.