A "cardholder" is an individual who possesses a card, typically a credit or debit card, issued by a financial institution. This card allows the cardholder to make purchases, withdraw cash, and access various financial services. The cardholder's name is usually printed on the card, and they are responsible for managing the account associated with it. In addition to financial cards, the term "cardholder" can also refer to someone who holds membership or identification cards, such as library cards or ID cards. These cards often grant access to specific services or benefits, making the cardholder eligible for certain privileges.