Budget adherence refers to the practice of sticking to a predetermined financial plan. It involves monitoring income and expenses to ensure that spending does not exceed the allocated amounts. By following a budget, individuals and organizations can manage their finances more effectively, avoid debt, and save for future goals. Maintaining budget adherence requires discipline and regular review of financial activities. Tools like spreadsheets or budgeting apps can help track expenses and identify areas where adjustments may be needed. Ultimately, successful budget adherence leads to better financial health and the ability to achieve important objectives, such as saving for a vacation or paying off debt.