Banking networks refer to the interconnected systems of financial institutions that facilitate the transfer of money and information. These networks allow banks to communicate and conduct transactions with one another, ensuring that customers can access their funds and services across different locations. Through banking networks, services like ATM access, wire transfers, and online banking become possible. They rely on standardized protocols and technologies to ensure secure and efficient operations. Major networks include SWIFT for international transactions and ACH for domestic payments, enabling seamless financial interactions worldwide.