Affordable housing initiatives are programs and policies designed to provide low- and moderate-income families with access to safe and decent housing at a price they can afford. These initiatives often involve government funding, tax incentives, and partnerships with non-profit organizations to create or preserve affordable homes. Many cities implement zoning changes and offer subsidies to developers to encourage the construction of affordable units. Additionally, initiatives may include rental assistance programs, which help families pay their monthly rent, ensuring that housing costs do not exceed a certain percentage of their income.