Accident coverage is a type of insurance that helps pay for medical expenses and other costs resulting from unexpected injuries. This coverage can be part of a health insurance plan or a standalone policy. It typically includes benefits for hospital stays, surgeries, and rehabilitation services. In addition to medical costs, accident coverage may also provide financial support for lost wages if the injury prevents you from working. Some policies may even cover accidental death or dismemberment. It's important to review the specific terms and conditions of your insurance policy to understand what is included.