A Zorgverzekeraar is a health insurance company in the Netherlands that provides coverage for medical expenses. These insurers offer various plans that help individuals and families pay for healthcare services, including doctor visits, hospital stays, and prescription medications. In the Dutch healthcare system, having a Zorgverzekering (health insurance) is mandatory for all residents. Each Zorgverzekeraar must offer a basic package that covers essential medical care, while additional coverage can be purchased for extra services. This system ensures that everyone has access to necessary healthcare.