Xoom is a digital money transfer service that allows users to send money internationally and pay bills online. It is owned by PayPal and provides a fast and secure way to transfer funds to over 130 countries. Users can send money using a mobile app or website, making it convenient for those who need to support family or friends abroad. The service offers various payment options, including bank transfers, debit cards, and credit cards. Transfers can be completed quickly, often within minutes, depending on the destination and payment method. Xoom also provides tracking features, allowing users to monitor their transactions in real-time.