Wise is a financial technology company that provides international money transfer services. Founded in 2011, it allows users to send money across borders at lower fees compared to traditional banks. The platform uses real exchange rates, ensuring that customers get a fair deal when converting currencies. In addition to money transfers, Wise offers multi-currency accounts, enabling users to hold and manage money in different currencies. This feature is particularly useful for travelers and businesses dealing with international clients. Overall, Wise aims to make global finance more accessible and affordable for everyone.