The William D. Ford Federal Direct Loan Program is a federal student loan program that provides financial assistance to eligible students attending college or university. It offers various types of loans, including Direct Subsidized Loans for students with financial need and Direct Unsubsidized Loans for those who do not demonstrate financial need. Loans under this program are funded directly by the federal government, which means students borrow money directly from the U.S. Department of Education. Repayment options are flexible, and borrowers may qualify for income-driven repayment plans or loan forgiveness programs, making it easier to manage their debt after graduation.