Volksbanken Raiffeisenbanken is a network of cooperative banks in Germany, founded on the principles of mutual support and community involvement. These banks operate independently but share a common brand and cooperative structure, allowing them to provide financial services tailored to local needs. The cooperative model means that members, who are also customers, have a say in the bank's operations and decisions. This approach fosters a strong connection between the bank and the community, promoting local economic development and offering services like savings accounts, loans, and investment options.