Volksbank is a cooperative bank in Germany that provides a range of financial services, including savings accounts, loans, and investment options. It operates on the principle of serving its members, who are also its owners, ensuring that profits are reinvested into the community and the bank itself. Founded in the 19th century, Volksbank aims to support local economies and promote financial inclusion. It is part of a larger network of cooperative banks, which emphasizes collaboration and mutual assistance among members. This structure allows Volksbank to focus on personalized service and community development.