Uninsured Motorist Coverage is a type of auto insurance that protects you if you're involved in an accident with a driver who does not have insurance. This coverage helps pay for your medical expenses, lost wages, and other damages when the at-fault driver cannot cover the costs. In many states, having Uninsured Motorist Coverage is optional, but it can be a valuable addition to your policy. It ensures that you are financially protected in case of an accident with an uninsured driver, allowing you to recover without facing significant out-of-pocket expenses.