Tort reform refers to changes in the legal system that aim to reduce the ability to file lawsuits or limit the amount of damages that can be awarded in personal injury cases. The goal is to decrease the costs associated with litigation and to prevent excessive or frivolous lawsuits, which some argue can burden the legal system and drive up insurance costs. Proponents of tort reform believe it can lead to lower insurance premiums for businesses and healthcare providers, ultimately benefiting consumers. Critics, however, argue that it may limit access to justice for individuals who have been harmed and could undermine accountability for negligent behavior.