Square Capital is a financial service provided by Square, a company known for its payment processing solutions. It offers loans to small businesses that use Square's payment systems, helping them access funds quickly and easily. The application process is straightforward, allowing business owners to apply for loans directly through their Square dashboard. The loans provided by Square Capital are typically based on the business's sales history, making it easier for companies with fluctuating revenues to qualify. This service aims to support small businesses in managing cash flow, purchasing inventory, or investing in growth opportunities.