The Spanish banking sector consists of various financial institutions that provide services such as savings accounts, loans, and investment products. Major banks include Banco Santander, BBVA, and CaixaBank, which play significant roles in both domestic and international markets. The sector is regulated by the Bank of Spain and adheres to European Union banking regulations. In recent years, the Spanish banking sector has undergone significant changes, including consolidation and digital transformation. Following the 2008 financial crisis, banks improved their capital positions and risk management practices. Today, they focus on enhancing customer experience through technology and adapting to evolving economic conditions.