Short-term disability is a type of insurance that provides financial support to individuals who are temporarily unable to work due to a medical condition or injury. This coverage typically lasts for a few weeks to several months, depending on the policy. It helps replace a portion of lost income, allowing individuals to focus on recovery without the added stress of financial burdens. Eligibility for short-term disability benefits usually requires documentation from a healthcare provider confirming the medical condition. Many employers offer this benefit as part of their employee benefits package, while individuals can also purchase private policies for additional coverage.