Short-term Disability Insurance
Short-term Disability Insurance is a type of insurance that provides financial support to individuals who are temporarily unable to work due to a medical condition or injury. This coverage typically pays a portion of the insured person's salary for a limited period, usually ranging from a few weeks to several months, depending on the policy.
This insurance helps cover essential expenses, such as rent, utilities, and medical bills, during the recovery period. It is often offered by employers as part of their benefits package, but individuals can also purchase it independently to ensure they have financial protection in case of unexpected health issues.