Short-term disability is a type of insurance that provides financial support to individuals who are temporarily unable to work due to a medical condition, injury, or illness. This coverage typically lasts for a few weeks to several months, depending on the policy. It helps replace a portion of lost income, allowing individuals to focus on recovery without the added stress of financial burdens. Eligibility for short-term disability benefits usually requires a medical diagnosis and may involve a waiting period before payments begin. Many employers offer this benefit as part of their employee benefits package, while individuals can also purchase private policies for additional coverage.