The Royal Bank of Scotland (RBS) is a major banking and financial services company based in the United Kingdom. Founded in 1727, it offers a range of services including personal banking, business banking, and investment services. RBS is part of the NatWest Group, which was formed after the bank's restructuring following the financial crisis of 2008. RBS operates primarily in the UK and has a significant presence in Scotland, where it was originally established. The bank focuses on providing customer-centric services and has made efforts to enhance its digital banking capabilities in recent years.