Real estate loans are financial products that help individuals or businesses purchase, refinance, or improve properties. These loans are typically secured by the property itself, meaning that if the borrower fails to repay, the lender can take possession of the property. Common types of real estate loans include mortgages, home equity loans, and commercial real estate loans. The terms of real estate loans can vary widely, including interest rates, repayment periods, and down payment requirements. Borrowers usually need to provide financial information and undergo a credit check to qualify. Understanding the different options available can help borrowers make informed decisions about financing their real estate investments.