Prudential Individual Life Insurance offers financial protection for your loved ones in the event of your passing. This type of insurance provides a death benefit, which is a lump sum payment to beneficiaries, helping them cover expenses like mortgage payments, education costs, and daily living expenses. Additionally, Prudential provides various policy options, including term life and permanent life insurance. Term life insurance covers you for a specific period, while permanent life insurance lasts your entire life and may build cash value over time. This flexibility allows individuals to choose a plan that best fits their financial needs.