The "Prohibition of Usury" refers to the legal and moral restrictions against charging excessively high-interest rates on loans. Historically, many cultures and religions, including Judaism, Christianity, and Islam, have condemned usury, viewing it as exploitative and unjust. These prohibitions aim to protect borrowers from predatory lending practices that can lead to financial ruin. In modern times, laws regulating interest rates vary by country, but the core principle remains the same: to ensure fair lending practices. Many jurisdictions impose limits on interest rates to prevent usury, promoting ethical financial behavior and safeguarding vulnerable individuals from debt traps.