A Postal Bank is a financial institution that operates within the postal service system, providing banking services to the public. These banks often offer basic services such as savings accounts, loans, and money transfers, making banking accessible to people in both urban and rural areas. They are particularly useful in regions where traditional banks may be scarce. Many countries, including Japan and Italy, have established Postal Banks to enhance financial inclusion. By leveraging the extensive network of post offices, these banks can reach a wider audience, ensuring that even those without easy access to conventional banks can manage their finances effectively.