Physical money refers to tangible forms of currency that people can hold and use for transactions. This includes items like coins and banknotes, which are issued by governments and central banks. Physical money is often used in everyday purchases, such as buying groceries or paying for services, making it a familiar part of daily life. Despite the rise of digital payments and cryptocurrencies, physical money remains important in many economies. Some people prefer using cash for budgeting or privacy reasons, while others find it easier to manage. Overall, physical money continues to play a significant role in how we conduct transactions and exchange value.