Pension Credit is a financial benefit in the United Kingdom designed to help older people with low income. It provides additional money to those who are over the state pension age, ensuring they have a minimum level of income to support their living costs. There are two parts to Pension Credit: Guarantee Credit, which tops up your income to a minimum level, and Savings Credit, which rewards those who have saved for retirement. Eligible individuals can apply through the Department for Work and Pensions to receive this support.