Online mortgage services allow individuals to apply for and manage their home loans through digital platforms. These services typically offer a streamlined application process, enabling users to submit documents, check rates, and receive approvals without visiting a physical bank. Many online mortgage providers also offer tools like mortgage calculators and educational resources to help borrowers understand their options. By using technology, these services aim to make the mortgage process more efficient and accessible, catering to a growing demand for convenience in the real estate market.