NetSpend is a financial services company that offers prepaid debit cards, allowing users to manage their money without needing a traditional bank account. These cards can be loaded with funds and used for purchases, bill payments, and ATM withdrawals, providing a convenient alternative for those who prefer not to use credit or debit cards linked to a bank. The NetSpend cards come with various features, including online account management, direct deposit options, and budgeting tools. Users can also access their account information through a mobile app, making it easier to track spending and manage finances on the go.