The National Institute of Credit Evaluation (NICE) is an organization focused on assessing and improving creditworthiness in various sectors. It provides tools and resources for evaluating credit risks, helping businesses and individuals make informed financial decisions. NICE plays a crucial role in promoting responsible lending and borrowing practices. Established to enhance financial literacy, NICE also offers training programs and workshops. These initiatives aim to educate stakeholders about credit management and the importance of maintaining a good credit score. By fostering a better understanding of credit, NICE contributes to a healthier financial ecosystem for all participants.