NBT, or NBT Bank, is a financial institution that provides a range of banking services, including personal and business accounts, loans, and investment options. Founded in 1856, it operates primarily in the northeastern United States, focusing on community banking and customer service. The bank emphasizes local involvement and aims to support the economic growth of the communities it serves. NBT offers online banking services, making it convenient for customers to manage their finances from anywhere. Its commitment to customer satisfaction and community development distinguishes it in the competitive banking sector.