Motorcycle insurance is a type of coverage designed to protect riders and their bikes from financial loss due to accidents, theft, or damage. It typically includes liability coverage, which pays for injuries or damages you cause to others, as well as collision and comprehensive coverage that helps pay for repairs to your own motorcycle. In many places, having motorcycle insurance is a legal requirement for riders. Policies can vary widely in terms of coverage options and costs, so it's important for riders to shop around and choose a plan that fits their needs and budget.