Moody's is a global financial services company known for its credit ratings, research, and risk analysis. Founded in 1909, it provides insights into the creditworthiness of borrowers, including governments and corporations. Investors and financial institutions rely on Moody's ratings to make informed decisions about lending and investment. The company operates through two main segments: Moody's Investors Service, which offers credit ratings and research, and Moody's Analytics, which provides data and analytical tools. Moody's plays a crucial role in the financial markets by helping to assess the risk associated with various investment opportunities.