A money order is a secure payment method that allows individuals to send money to someone else without needing a bank account. It is purchased at various locations, such as post offices or retail stores, and requires the buyer to pay the full amount upfront, plus a small fee. Once purchased, the money order can be filled out with the recipient's name and address. The recipient can then cash or deposit the money order at their bank or financial institution. Money orders are often used for transactions where cash or personal checks are not accepted.