Monetary values refer to the worth of goods and services expressed in terms of currency. They help individuals and businesses make decisions about spending, saving, and investing. For example, the price of a coffee at a café indicates its monetary value, allowing customers to compare it with other options. These values are influenced by various factors, including supply and demand, inflation, and economic conditions. Central banks, like the Federal Reserve, play a crucial role in managing monetary values by adjusting interest rates and controlling the money supply to stabilize the economy.