Mobile payment platforms are digital services that allow users to make financial transactions using their smartphones or tablets. These platforms enable users to pay for goods and services, transfer money to others, and manage their finances without needing cash or physical credit cards. Popular examples include Apple Pay, Google Pay, and PayPal. These platforms typically use technologies like Near Field Communication (NFC) or QR codes to facilitate transactions. Users can link their bank accounts or credit cards to the platform, making payments quick and convenient. Mobile payment platforms also often include security features, such as encryption and biometric authentication, to protect users' financial information.