Mobile Money is a digital payment system that allows users to send, receive, and manage money using their mobile phones. It enables transactions without the need for a traditional bank account, making it accessible to people in areas with limited banking services. Users can pay bills, purchase goods, and transfer funds easily through mobile applications or SMS. This service is particularly popular in regions like Africa, where many people rely on their phones for financial transactions. Mobile Money platforms, such as M-Pesa, have transformed how individuals and businesses conduct financial activities, promoting financial inclusion and economic growth.