Microcredit is a financial service that provides small loans to individuals or groups who typically lack access to traditional banking. This concept aims to empower entrepreneurs, especially in developing countries, by helping them start or expand small businesses. By offering these small amounts of money, microcredit can help lift people out of poverty and improve their quality of life. The idea of microcredit gained popularity through the work of Muhammad Yunus, a Bangladeshi social entrepreneur. He founded the Grameen Bank, which focuses on lending to women, enabling them to become financially independent. This innovative approach has inspired similar programs worldwide, fostering economic growth and social change.