Medical debt refers to the financial burden that individuals face when they cannot pay for healthcare services, treatments, or medications. This type of debt can arise from hospital stays, surgeries, or ongoing medical care, often leading to significant financial strain. Many people may not have adequate insurance coverage, which can exacerbate the situation. In the United States, medical debt is a common issue, affecting millions of families. It can result in negative consequences, such as damaged credit scores and increased stress. Various organizations and programs aim to assist those struggling with medical bills and provide resources for managing this type of debt.