Mastercard Black is a premium credit card designed for affluent customers, offering exclusive benefits and services. It typically includes features such as higher credit limits, travel insurance, and access to luxury concierge services. Cardholders can enjoy rewards programs that provide points for travel, dining, and shopping. Additionally, Mastercard Black often grants access to airport lounges and special events, enhancing the travel experience. The card may also include enhanced security features and personalized customer support, making it a preferred choice for those seeking a high-end financial product.