Marketplace Plans are health insurance options available through the Health Insurance Marketplace, a service that helps people find and enroll in affordable health coverage. These plans are categorized into four metal tiers: Bronze, Silver, Gold, and Platinum, which indicate the level of coverage and costs. Individuals and families can compare different plans based on premiums, deductibles, and out-of-pocket expenses. Eligibility for financial assistance, such as premium tax credits and cost-sharing reductions, may also be available, making it easier for many to afford necessary healthcare services.