Maggie Walker was an influential African American businesswoman and civil rights activist born on July 15, 1864, in Richmond, Virginia. She is best known for being the first woman to charter a bank in the United States, establishing the St. Luke Penny Savings Bank in 1903. Walker dedicated her life to improving the economic conditions of African Americans and promoting education. In addition to her banking achievements, Walker was a prominent leader in the Independent Order of St. Luke, a fraternal organization that focused on community support and empowerment. She used her platform to advocate for social justice and women's rights, leaving a lasting legacy in American history.